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U.S. Household Debt Hit a Record $16.90 Trillion in 2022
Household debt hit a record $16.90 trillion at the end of 2022, jumping $394 billion in the fourth quarter of the year alone.
By Erin Bendig • Published
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The Best Balance Transfer Credit Cards of March 2023
Balance transfer credit cards have the power to drastically cut your payments with 0% APR. But there’s a cost, and rules to follow.
By Lisa Gerstner • Last updated
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Best 0% APR Credit Cards March 2023
Kiplinger's guide to the best 0% APR credit cards. Pay no interest on large purchases for up to 21 months.
By Lisa Gerstner • Last updated
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Student Loan Forgiveness Update: When Will the Supreme Court Decide?
student loans Millions of people with student loans are wondering when, and what, the Supreme Court will decide on Biden's student loan forgiveness.
By Kelley R. Taylor • Last updated
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Can You Opt Out of Student Loan Forgiveness?
A lawsuit initially caused the Department of Education to say that borrowers could opt out of President Biden’s student loan forgiveness plan. But will it matter after the Supreme Court weighs in?
By Kelley R. Taylor • Last updated
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Your Monthly Student Loan Payments Could Be Slashed in Half
The Department of Education proposes a new student loan repayment plan. The new income-driven plan aims to help borrowers pay off their student loans.
By Erin Bendig • Published
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How to Pick the Best Rewards Card for You
credit & debt Pick the best rewards card for you. Tips on how to work out which card best fits your needs.
By Lisa Gerstner • Last updated
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What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is part of keeping good credit habits.
By Rivan V. Stinson • Last updated
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Financial Advice from America’s Founding Fathers
credit & debt What money-management guidance can we glean from the words — and experience — of Benjamin Franklin, Thomas Jefferson, Alexander Hamilton and others?
By the editors of Kiplinger's Personal Finance • Last updated